What Does the Bible Really Say About Being Wealthy or Rich?

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Understanding Wealth in Biblical Context

Scripture addresses the topic of wealth with nuance, presenting it neither as inherently evil nor as an unqualified good. The Bible recognizes that material abundance can serve as a tool for blessing or a source for temptation, depending on the heart’s orientation toward God. In examining this, one must approach the text through the historical-grammatical method, seeking the original intent of the authors under divine inspiration. This method ensures that interpretations remain grounded in the linguistic and cultural context of the passages, avoiding subjective overlays that might distort the inerrant message.

The apostle Paul provides a foundational statement in his first letter to Timothy: “For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs.” (1 Timothy 6:10, Updated American Standard Version). Here, the emphasis falls not on money itself but on the affection for it, which can lead to spiritual derailment. This distinction is crucial, as the Bible elsewhere portrays wealth as a potential provision from God, capable of sustaining life and enabling service to others.

King Solomon, under inspiration, elaborates on the perils associated with an improper view of riches. He observes: “He who loves money will not be satisfied with money, nor he who loves abundance with its income. This too is vanity.” (Ecclesiastes 5:10). Solomon further notes the anxiety that often accompanies wealth: “The sleep of the working man is pleasant, whether he eats little or much; but the full stomach of the rich man does not allow him to sleep.” (Ecclesiastes 5:12). These insights reveal that dissatisfaction and worry can plague those who prioritize accumulation over contentment. Additionally, Solomon warns of the temptation to unethical behavior: “A faithful man will abound with blessings, But he who makes haste to be rich will not go unpunished.” (Proverbs 28:20). Such verses underscore that the pursuit of wealth, when driven by haste or deceit, invites divine correction.

Yet, the Scriptures also affirm wealth’s utility. Solomon compares it to wisdom: “For wisdom is for a protection the same as money is for a protection; but the advantage of knowledge is that wisdom itself preserves the lives of its possessors.” (Ecclesiastes 7:12). This parallelism suggests that material resources offer security, much like intellectual discernment. In practical terms, wealth enables one to fulfill familial responsibilities, as Paul instructs: “But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.” (1 Timothy 5:8). Thus, the Bible views financial provision as a moral imperative, essential for caring for relatives and maintaining credibility in the faith.

Old Testament Vocabulary and Themes on Wealth

The Hebrew Scriptures employ several terms to describe wealth, each carrying implications for its acquisition and use. The root ʿāšar, meaning “to be rich,” along with its derivatives ʿōšer (“riches”) and ʿāšîr (“rich”), appears in contexts where prosperity results from divine favor or human diligence. For instance, Abraham’s accumulation is tied to God’s blessing: “Now Abram was very rich in livestock, in silver and in gold.” (Genesis 13:2). Similarly, Isaac’s growth in wealth is described: “Now Isaac sowed in that land and reaped in the same year a hundredfold. And Jehovah blessed him, and the man became rich, and continued to grow richer until he became very rich.” (Genesis 26:12-13).

Another term, ḥayil, often translated as “wealth” or “power,” highlights the capacity that riches provide. It is used of national or personal assets: “Then they came to Gilead and to the land of Tahtim-hodshi, and they came to Dan-jaan and around to Sidon, and came to the fortress of Tyre and to all the cities of the Hivites and of the Canaanites, and they went out to the south of Judah, to Beersheba.” (2 Samuel 24:6-7, though more directly in contexts like Job 31:25). Hôn, meaning “substance” or “riches,” frequently appears in poetic literature, sometimes denoting legitimate prosperity: “Wealth and riches are in his house, And his righteousness endures forever.” (Psalm 112:3). At other times, it warns of fleeting or ill-gotten gains: “Wealth obtained by fraud dwindles, But the one who gathers by labor increases it.” (Proverbs 13:11).

Šāmēn, typically “fat” or “rich,” applies to fertile lands but extends to personal abundance: “Asher’s food shall be rich, And he shall yield royal dainties.” (Genesis 49:20). Gāḏal and gāḏôl, meaning “great” or “rich,” describe escalation in status: “The man became rich, and continued to grow richer until he became very great.” (Genesis 26:13). These terms collectively portray wealth as a divine endowment that demands stewardship, not as an end in itself.

The Old Testament narrative illustrates that wealth is not sinful but can signify God’s approval. Job, despite his trials, was initially prosperous as a mark of righteousness: “His possessions also were 7,000 sheep, 3,000 camels, 500 yoke of oxen, 500 female donkeys, and very many servants; and that man was the greatest of all the men of the east.” (Job 1:3). Solomon’s unparalleled riches stemmed from his request for wisdom over wealth: “I have also given you what you have not asked, both riches and honor, so that there will not be any among the kings like you all your days.” (1 Kings 3:13). However, warnings abound against oppression or self-reliance: “The rich man’s wealth is his fortress, The ruin of the poor is their poverty.” (Proverbs 10:15).

New Testament Terms and Jesus’ Teachings on Riches

In the Greek New Testament, ploútos (“riches”) and its cognates dominate discussions of wealth. Ploúsios (“rich”) describes individuals like Joseph of Arimathea: “When it was evening, there came a rich man from Arimathea, named Joseph, who himself had also become a disciple of Jesus.” (Matthew 27:57). Ploutéō (“to be rich”) warns of spiritual complacency: “You are already filled, you have already become rich, you have become kings without us; and indeed, I wish that you had become kings so that we also might reign with you.” (1 Corinthians 4:8, sarcastically).

Other terms include chré̄ma (“riches”), used in entry difficulties: “How hard it is for those who have riches to enter the kingdom of God!” (Mark 10:23). Thesaurós (“treasure”) urges heavenly focus: “Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal.” (Matthew 6:19). Mammōnás (“mammon”) personifies unrighteous wealth: “No servant can serve two masters; for either he will hate the one and love the other, or else he will be devoted to one and despise the other. You cannot serve God and wealth.” (Luke 16:13).

Jesus’ parables vividly illustrate wealth’s dangers. The rich fool prioritizes barns over his soul: “But God said to him, ‘You fool! This very night your soul is required of you; and now who will own what you have prepared?'” (Luke 12:20). The rich man and Lazarus highlight neglect: “But Abraham said, ‘Child, remember that during your life you received your good things, and likewise Lazarus bad things; but now he is being comforted here, and you are in agony.'” (Luke 16:25). Yet, positive examples exist, like Zacchaeus’ repentance: “Behold, Lord, half of my possessions I will give to the poor, and if I have defrauded anyone of anything, I will give back four times as much.” (Luke 19:8).

Paul echoes these themes, urging contentment: “But godliness actually is a means of great gain when accompanied by contentment.” (1 Timothy 6:6). He warns the affluent: “Instruct those who are rich in this present world not to be conceited or to fix their hope on the uncertainty of riches, but on God, who richly supplies us with all things to enjoy.” (1 Timothy 6:17).

The Hazards and Proper Stewardship of Wealth

Wealth’s perils include high-mindedness, oppression, and selfishness. James condemns exploitation: “Behold, the pay of the laborers who mowed your fields, and which has been withheld by you, cries out against you; and the outcry of those who did the harvesting has reached the ears of the Lord of Sabaoth.” (James 5:4). Proverbs cautions against self-trust: “The rich man’s wealth is his fortress, The ruin of the poor is their poverty.” (Proverbs 10:15, repeated for emphasis on contrast).

Stewardship involves wise calculation: “For which one of you, when he wants to build a tower, does not first sit down and calculate the cost to see if he has enough to complete it?” (Luke 14:28). Generosity pleases God: “God loves a cheerful giver.” (2 Corinthians 9:7). Debt is servitude: “The rich rules over the poor, And the borrower becomes the lender’s slave.” (Proverbs 22:7). Contentment frees from covetousness: “Make sure that your character is free from the love of money, being content with what you have; for He Himself has said, ‘I will never desert you, nor will I ever forsake you.'” (Hebrews 13:5).

Christians should plan prudently while living righteously, using resources for evangelism and edification. Wealth enables global outreach, as organized ministries require funding to fulfill the Great Commission: “Go therefore and make disciples of all the nations, baptizing them in the name of the Father and the Son and the Holy Spirit.” (Matthew 28:19).

Examining the Prosperity Gospel

Prosperity theology asserts that faith guarantees financial and physical prosperity as God’s will. This view distorts Scripture by elevating material gain above spiritual maturity. Proponents like Joel Osteen or T.D. Jakes emphasize “seed faith” donations for returns, but this contradicts biblical warnings against greed. Paul states: “For the love of money is a root of all sorts of evil.” (1 Timothy 6:10). Prosperity teaching ignores suffering’s role in refinement: “Consider it all joy, my brethren, when you encounter various trials.” (James 1:2).

Scripture promises spiritual riches, not guaranteed wealth: “Listen, my beloved brethren: did not God choose the poor of this world to be rich in faith and heirs of the kingdom which He promised to those who love Him?” (James 2:5). The apostles endured poverty for the gospel, as Paul recounts: “To this present hour we are both hungry and thirsty, and are poorly clothed, and are roughly treated, and are homeless.” (1 Corinthians 4:11). Prosperity gospel misapplies verses like Deuteronomy 8:18: “But you shall remember Jehovah your God, for it is He who is giving you power to make wealth, that He may confirm His covenant which He swore to your fathers, as it is this day.” This refers to national blessing under the Mosaic covenant, not individual guarantees.

Addressing Criticisms of John MacArthur

Recent critiques, such as those in reports questioning John MacArthur’s finances, infer impropriety from his ministry’s assets and personal holdings. MacArthur, a long-standing evangelical pastor and author, has built a career spanning decades, including founding Grace Community Church, The Master’s University, and producing over 150 books. His net worth, estimated around $14 million, derives from salaries, royalties, and investments, not solely donor funds.

Critics highlight his homes and ministry revenues exceeding $70 million annually, suggesting hypocrisy given his denunciations of prosperity preachers. However, MacArthur does not promote seed faith or guarantee wealth through faith; his teachings align with biblical cautions against loving money. His residence, owned for over 35 years, reflects California’s appreciating real estate, not extravagant acquisition. Additional properties, like a villa purchased in 1996, must be contextualized by market values and legitimate earnings from authorship and leadership roles.

Scripture permits diligence leading to prosperity: “Poor is he who works with a negligent hand, But the hand of the diligent makes rich.” (Proverbs 10:4). MacArthur’s efforts in education and broadcasting fund global outreach, consistent with using resources for kingdom advancement. Accusations overlook that ministries operate as businesses for efficiency, requiring profits to expand disciple-making. As Paul funded travels through support, modern leaders may accrue from multifaceted work without violating principles.

The Bible condemns fraud, not success: “A false balance is an abomination to Jehovah, But a just weight is His delight.” (Proverbs 11:1). Without evidence of deceit, critiques appear judgmental, ignoring that wealth from honest labor honors God when stewarded well.

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About the Author

EDWARD D. ANDREWS (AS in Criminal Justice, BS in Religion, MA in Biblical Studies, and MDiv in Theology) is CEO and President of Christian Publishing House. He has authored over 220+ books. In addition, Andrews is the Chief Translator of the Updated American Standard Version (UASV).

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